Privacy Policy

Last updated: July 2026 — Offramp (https://offramplab.com)

The simulator

Everything you enter into the Offramp simulator — ages, portfolio values, spending, income — is processed entirely inside your web browser using JavaScript. Your inputs are never transmitted to, stored on, or visible to our servers or any third party. Closing the page erases them. The simulator page does not set cookies and contains no advertising or analytics scripts.

Guide pages and advertising

Our guide (blog) pages display advertisements served by Google AdSense. Google and its partners use cookies and similar technologies to serve ads, which may be personalized based on your prior visits to this and other websites. Google's use of advertising cookies is described in Google's advertising policies. You can opt out of personalized advertising at Google Ads Settings. Third-party vendors and ad networks serving ads on this site are listed at Google's ad technology providers page.

Consent

Visitors in the European Economic Area, the United Kingdom, and Switzerland are shown a consent message (via Google's certified consent management platform) before any advertising cookies are set, and may decline personalized ads.

Fonts

Pages load typefaces from Google Fonts, which involves your browser requesting font files from Google's servers. No other information is shared through this request beyond what any web request contains (your IP address and browser details).

What we do not do

We do not collect names, email addresses, or financial data; we do not operate accounts or logins; we do not sell or share personal information; and we do not use analytics trackers on any page.